You are only charged 3.5% when you sold an item. This will be debited from your wallet once your order has been completed and delivered
On top of the commissions fee, the seller is also charged of a fixed fee of ₱20 per order when buyer chose Bank Transfer or Money Remittance as their payment method Pedallion do not charge a payment processing fee when buyer chooses PayPal as their payment method. However, they have their own processing fee depending what region your PayPal account is based
₱20 payout fee is a charge only for every payout requested from your Pedallion wallet to your bank account.